As to your first point on mandatory coverage, I agree. The auto insurance model is relevant. But there are other ways to deal with health care than the ACA. The govt's role ,in my view should be to set the right guidelines and step out of the way. But the bigger problems with healthcare are how our system operates i.e. rewarding procedures vs outcomes. and not necessarily adopting "best practice." Both parties miss or ignore these impacts. The best institutions, e.g. Mayo, Cleveland Clinic etc. are actually less expensive than the typical institution.
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Jeffrey Zalles
Feb 08, 2020
In the long run, you can't guarantee coverage to everyone with pre-existing conditions without requiring universal participation. If I can wait until I'm diagnosed with an illness to get insured, there is no incentive to take out insurance when I'm healthy. Eventually, the system will collapse.
As to your first point on mandatory coverage, I agree. The auto insurance model is relevant. But there are other ways to deal with health care than the ACA. The govt's role ,in my view should be to set the right guidelines and step out of the way. But the bigger problems with healthcare are how our system operates i.e. rewarding procedures vs outcomes. and not necessarily adopting "best practice." Both parties miss or ignore these impacts. The best institutions, e.g. Mayo, Cleveland Clinic etc. are actually less expensive than the typical institution.
In the long run, you can't guarantee coverage to everyone with pre-existing conditions without requiring universal participation. If I can wait until I'm diagnosed with an illness to get insured, there is no incentive to take out insurance when I'm healthy. Eventually, the system will collapse.
Read this: https://www.ncdp.org/press/the-protect-act-offers-political-cover-for-vulnerable-senator-tillis-but-little-for-people-with-preexisting-conditions/
Jeff, how about the Protect Law that Tillis introduced? Seems he was against the ACA, but supported Pre-existing conditions?